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Fixed Indexed Annuity – Key To A Better Retirement

Planning for your retirement can be stressful, more importantly on how and where to start. Thinking about it may seem to be so complicated and you may end up not pursuing it. However, there’s a definite plan of action that will provide you a good income on retirement and lessen stress.

Let us introduce you to an Annuity, a good vehicle in retirement strategy. You make a deposit in the annuity, and it then makes payments to you on a future date or series of dates. The income you receive from an annuity can be doled out monthly, quarterly, annually or even in a lump sum payment.

Fixed Indexed Annuity

A Fixed Index Annuity, also referred to as an Equity Index Annuity, enables the owner to enjoy interest growth tied to stock market performance without incurring any loss of principle because of stock market downturns. Another way of looking at a Fixed Index Annuity is that it is like a savings account with an insurance company that combines the elements of safety found in a bank account with the earnings potential of stock market securities. The unique feature of a Fixed Index Annuity is that it insulates your money from the risk of loss.

Fixed Indexed Annuity Products provides:

  • A steady & stable income for life

  • High yielding interest rate

  • Protection from market downturns

  • Legacy

Being knowledgeable about retirement will lessen your stress. Consider fixed indexed annuities, with their underlying minimum guarantees, lifetime income options, and growth potential are looking more attractive to consumers, and people who own fixed indexed annuities as part of a comprehensive financial plan are breathing a collective sigh of relief. After all, why take all the risk?

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